If you are injured when at work and your employer has insurance for worker’s comp, you are entitled to compensation. If you need medical attention, it will be unfair to have to pay out of pocket. Getting the compensation you are owed might be difficult because your employer’s insurer also has a team of lawyers ready to represent them.
This is why the best decision you can make is to get a certified and experienced Bridgewater workers compensation lawyer to help you with the case. They will be your best chance of getting the compensation you are entitled to because a lawyer understands the legal process of filing for a worker’s comp claim as well as winning the compensation.
Are you a resident of Bridgewater, Massachusetts looking for a reliable worker’s comp lawyer to represent you in your case? Call the Law Office of Robert C. Shea today and speak to a qualified personal injury lawyer who can handle your worker’s comp claim. With over twenty years of experience, we will represent you adequately and ensure that you receive your compensation.
Call 508-506-5681 to get a lawyer you can rely on.
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What Is Workers Compensation?
It is a type of insurance provided by an employer to help out any employees that have suffered a work-related injury or an illness. If you get hurt on the job, you are owed compensation by your employer. They pay the compensation through their insurer. Your worker’s comp should cover the following;
- Medical expenses for the treatment of the injury or illness. It should be paid by the insurance company in full.
- If your doctor requires that you rest and not work for the period you are recuperating, the worker’s comp should cover temporary total disability costs.
- Any physical therapy
- Travel expenses incurred when receiving treatment for the injury/illness.
What Should I Do If I’m Hurt On The Job?
When hurt on the job, the following procedure should be followed to ensure better chances of getting your worker’s comp.
Notify Your Supervisor
Notify your supervisor. Note that simply telling a colleague does not qualify as an official notification. You should also ensure that the supervisor writes down the incident.
Get Medical Care
Get medical attention from a certified medical professional. You should make a note of all that your doctor says and recommends.
Start a written record of your injuries or illness and the symptoms you experience from the moment you get the accident.
If the injury is visible, take pictures. These are important as they will be used as evidence even if your claim is considered when the injuries are healing.
File a Workers’ Compensation Claim
It is best to have the help of an experienced lawyer when filing a workers’ compensation claim. The lawyer will show you the right way to file the claim to prevent it from being denied.
Rest and recuperate while your lawyer negotiates on your behalf.
What Are the Most Common Workplace Accident Injuries?
Injuries at the workplace can affect anyone. The most common ones include:
- Slips and falls
- Getting struck by heavy objects
- Accidents when working with machines and power tools
- Back and neck injuries from falling, carrying heavy equipment, or slips and falls.
- Burns from dangerous substances at the workplace
- Hearing loss
- Construction accidents
- Joint pain
Why Should I Hire a Bridgewater Workers Compensation Lawyer?
There are benefits to hiring an attorney. These include:
To Help With the Filing Process
Most people make the mistake of filing their claim without the help of a legal expert to show them exactly what to do. This often leads to getting their claims denied. A lawyer will help you by ensuring that you file the right paperwork and fill in all the required details so that your case can be completed quickly.
To Negotiate on Your Behalf
It is no secret that insurance company lawyers are ruthless. They may claim that you were injured due to your negligence and not that of the employer. You need a lawyer to represent your interests. They will negotiate with the insurance company and ensure that you get worthy compensation.
To Represent You in Court
If no settlement feels right and the case proceeds to court, a lawyer is crucial because they can represent you there. They will be able to show without a doubt that you are entitled to the compensation.
How Much Does It Cost to Hire a Bridgewater Workers Compensation Lawyer?
Most lawyers work with a contingency fee. This means that an injured party does not owe anything to the lawyer until they receive compensation. Your lawyer covers all the expenses of the case. If your lawyer secures compensation, their legal fee, which is a certain percentage of the total recovery, is paid from the compensation.
What Should I Do if My Workers Compensation Claim Is Denied?
You can appeal the decision. Most times claims are denied because there was an error during the filing process. A lawyer can help you avoid that.
After your workers’ compensation claim in Massachusetts is denied, you will be notified of the denial through Form 104 (Insurer’s Notification Of Denial). You must accurately file an employee claim (Form 110) along with your injury’s medical record with the Department of Industrial Accidents in Massachusetts and send the same to the insurer. At this juncture, you need a workers’ compensation lawyer by your side.
What Responsibility Does the Employee Have in Filing a Workers Comp Claim?
The employee is responsible for:
- Reporting to the employer the details of the injury
- Co-operating with the employer regarding collecting information, seeing a medical professional.
- Attending a medical exam if required by the employer’s insurer.
What Responsibility Does the Employer Have in the Workers Compensation Process?
Your employer has a responsibility of:
- Filing your notification of an injury or illness in the workplace
- Assigning a medical professional provided by the insurer to you
- Co-operate with the insurance carrier
Can I be Fired for Claiming a Workers Comp Claim?
No. Your employer cannot fire you or retaliate against you in any way for filing a workers’ compensation claim.
Is There a Time Limit to File a Workers Comp Claim in Bridgewater, Ma?
Yes. You have four years from the time of injury to file the claim.
Can I Sue My Employer?
No. Massachusetts law bars employees from suing their employers for workplace injuries. However, the workers’ compensation system will cater for compensation for injured employees.
Can an Independent Contractor File a Workers Comp Claim?
No, because they are not covered by worker’s comp.
What is My Massachusetts Workers’ Compensation Claim Worth?
Your Massachusetts workers’ compensation will pay for:
- Your medical bills with the authorized physician
- Rehabilitation costs
- Lost wages
- Prescription medication
- Necessary travel expenses related to your injury or illness
- Your income loss replacement benefit. It is 2/3 of the weekly wage but has a limit of $575 per week
- Permanent Partial Disability (PPD) and some money if the authorized physician gives a disability rating that is in agreement with the AMA Guidelines.
Contact Our Bridgewater Workers Compensation Lawyers Today
A workplace accident may leave you worrying about how you will support yourself in the future. At the Law Office of Robert C. Shea, our qualified and experienced workers’ compensation lawyers can build a strong case, handle settlement negotiations, and represent you whether in court or during interactions with your insurance company or employer.