There is no doubt; it can be a stressful experience when a worker gets injured or ill while at work due to work-related factors. That is mainly due to the fact that aside from having to deal with the health issues, one has to worry about other issues like medical expenses, out-of-pocket expenses, lack of salary, and so on. That is where a Norwood workers’ compensation lawyer can help!
Worry not! Massachusetts workers’ compensation laws exist to offer relief to workers’ by providing certain benefits. Workers’ compensation is a state-mandated insurance program designed to offer certain benefits which are paid by the workers’ compensation insurance carrier of the employer. It is important to note that workers’ compensation benefits differ from state to state.
We have experienced Norwood workers’ compensation lawyers with over 20 years of experience, and we only focus on injury law. We offer free initial consultation or case evaluation services. Since our legal team understands that every case is different, we offer personalized services to all my clients.
For any question, assistance, or legal service, get in touch with me by calling the Law Office of Robert C. Shea.
Table of Contents
What Is Workers’ Compensation?
Workers’ compensation is a type of business insurance that offers benefits to injured employees caused by work-related factors. It is important to know that workers’ compensation is a government-mandated system, and it is designed to offer compensation for the losses an employee may suffer due to work-related injuries or illnesses.
Workers’ compensation also helps protect businesses in three ways:
- Cover employee work-related injuries and illnesses
- Protect the business/company against lawsuits
- It keeps the businesses compliant with state regulations
What Benefits am I Entitled To if I Am Injured at Work?
The workers’ compensation insurance will provide cover to help an employee pay for all medical-related expenses for that work-related injury or illness. Therefore, this will cover anything, like emergency room visits, surgery, prescriptions, physical therapy, and any necessary medical travel expenses.
The workers’ compensation insurance cover should help replace some of the injured employee’s lost income if the employee needs time off work to recover.
The sad truth is that some injuries are severe to a point where more than one treatment is needed. In this case, the workers’ compensation offers this benefit to injured employees.
In the event, an employee loses his/her life from an accident related to his/her work, the workers’ compensation should help cover the funeral expenses and offer death benefits to the employee’s beneficiaries.
Scarring and Disfigurement Benefits
If an injured employee sustains permanent scars and disfigurements, then they are entitled to receive a one-time lump sum payment. This form of compensation also covers permanent loss of function to a part of the body like the face, neck, or hand.
Disability in a workers’ compensation benefits is divided into three groups, which are:
Temporary Total Disability Benefits
An injured employee is entitled to these benefits if he/she is unable to work for more than 5 days. As such, a worker will collect 60% of his/her wages that they may have earned if they were working. This benefit is payable every week and paid to a maximum of 3 years.
Temporary Partial Disability Benefits
A worker will receive this benefit if they are in a position to return to work, but they are not able to earn as much as they used to before the injury or illness. In this case, the worker is entitled to receive a maximum of 75% of weekly total temporary benefits based on their gross average weekly wages and paid for a maximum of 5 years.
Permanent and total incapacity benefits
In the case where an employee is permanently and totally disabled due to injury related to his/her work, the worker is entitled to get benefits as long as they are disabled. It covers a maximum of 66% of the employee’s gross average weekly wage. The worker is also entitled to get an annual cost of living adjustment.
NOTE: Workers’ compensation differs from state to state. This is why it is important to consult an experienced Norwood workers’ compensation lawyer who specializes in Massachusetts’ injury law.
What Should You Do If You Get Injured On the Job?
After being injured on the job, the steps you take will either make or break your compensation claim or the monetary benefits. For this reason, if you get injured:
- Inform the employer or supervisor (in writing if possible)
- Seek immediate medical attention and obey the doctor’s instructions
- Keep all written injury and symptoms records
- Take photos of the injury (if they are visible)
- File a workers’ compensation claim with the help of an experienced Norwood workers’ compensation lawyer
What Are The Most Common Workers’ Accident Injuries?
There are many types of accidents, injuries, or illnesses an employee may get. It all depends on the occupation and the dangers they face each day.
For example, a person working in the construction industry faces different dangers and work-related risks compared to a mechanic. Also, a production line worker faces different risks related to his work compared to an office-based employee.
If you have been injured in a workplace accident and need help dealing with the insurance companies, call our Norwood workers’ compensation lawyers today!
What are the Most Common Workplace Accident Injuries?
Even in the safest of work environments, all employees can still fall victim to injuries related to their work. Here is a list of the most common work injuries:
- Neck and back injuries
- Slip and fall injuries
- Joint pain
- Hearing loss
- Muscle strains
- Repetitive strain injury
- Being hit by falling objects
- Cuts and lacerations
- Crashes and collisions
- Exposure to loud noise
- Inhaling toxic fumes
Call Our Norwood Workers’ Compensation Lawyers Today!
If you are looking for an experienced, passionate, and yet aggressive Norwood workers’ compensation lawyer, you should contact the Law Office of Robert C. Shea. We offer free case evaluation, personalized service, and available any time of the day.
Let some experienced help you get the best deal possible for your injuries to avoid stress related to the financial burden. If you have any questions, please contact our Norwood workers’ compensation lawyers or book an appointment for a free consultation service. We will help you with legal advice, requirements, and support.